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Before you start

You’ll need a Dime Payments API token. If you don’t have one yet, see Authentication. You’ll also need a merchant SID — the unique ID for the merchant account you’re processing payments for. You can find it in the dashboard or by calling the List Merchants endpoint.

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Install an SDK

Pick your language and install the SDK: 
composer require dime-technology/dime-php-sdk

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Initialize the client

$dime = new \DimePayments\Sdk\Client('your-api-token');

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Make your first charge

Charge a credit card using a stored token: 
$txn = $dime->transactions->chargeCard('YOUR_SID', [
    'amount' => 49.99,
    'token'  => 'tok_abc123',
    'email'  => 'customer@example.com',
]);

echo $txn->transactionStatus; // "Success"

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Tokenize a card first

If you don’t have a token yet, tokenize a card before charging: 
$token = $dime->transactions->tokenizeCard('YOUR_SID', [
    'cardholder_name' => 'John Doe',
    'card_number'     => '4111111111111111',
    'expiration_date' => '01/2027',
    'cvv'             => '123',
    'billing_address' => ['zip' => '30009'],
])->token;

// Now charge it
$txn = $dime->transactions->chargeCard('YOUR_SID', [
    'amount' => 49.99,
    'token'  => $token,
]);

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What’s next