> ## Documentation Index
> Fetch the complete documentation index at: https://docs.dimepayments.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Bank Account

> How to connect and update the bank account where your payments are deposited.

## Overview

Your bank account is where Dime Payments deposits settled funds. It must be set up before you can receive payouts. Changes to your bank account require re-verification and may delay deposits by 1-2 business days.

## Viewing your connected account

Go to **Advanced > Bank Account** in the left sidebar. Your currently connected account is shown with the bank name, account type, and masked account number. A **Verified** badge confirms the account is active and eligible to receive deposits.

## Updating your bank account

1. Click **Edit** next to the connected account
2. Fill in the following fields:
   * **Bank Name** -- the name of your bank
   * **Name on Account** -- must match exactly what is on the bank account
   * **Account Type** -- Checking or Savings
   * **Ownership Type** -- Business or Personal
   * **Routing Number** -- 9-digit routing number found on a check or your bank's website
   * **Account Number** -- enter the full account number twice to confirm
3. Click **Save**

Your new account will be verified before deposits resume. Contact your Dime Payments representative if verification takes longer than 2 business days.

## Recent settlements

The right side of the Bank Account page shows a log of recent settlement activity -- each payout with its date, period covered, transaction count, amount, and status. Use this to confirm deposits have landed and to match them against your bank statement.

## Tips

* Use a **business checking account** wherever possible -- it keeps finances separate and simplifies bookkeeping
* Double-check your routing number -- some banks have multiple routing numbers. Use the one printed on your checks
* If you receive a negative deposit, it means a refund or return was processed and the escrow account needed to be replenished from your bank account